In Florida, foreclosures are judicial, which means the lender must file a lawsuit in state court. The lender initiates the process by filing a complaint with the court and having it served to the borrower, along with a summons. If you lose the case, the court will enter a judgment of foreclosure and the property will be sold to satisfy the debt.
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The AG’s office also started looking at individuals hired to notify homeowners when their cases go to court. Meanwhile, major lenders, like Bank of America. the whole plan," said Craig Waters, a.
In a significant decision that could widely impact mortgage foreclosure cases, the Florida Supreme Court has refused to allow a bank and a homeowner to settle a mortgage foreclosure case after the case had been appealed. United States Litigation, Mediation & Arbitration Duane Morris LLP 16 Dec 2011
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