MBNA Corporation was a bank holding company and parent company of wholly owned subsidiary MBNA America Bank, N.A., headquartered in Wilmington, Delaware, prior to being acquired by Bank of America in 2006. In December 2016, UK-based Lloyds Banking Group purchased MBNA from Bank of America for 1.9 billion.
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· This is to ensure, as is the case with conventional mortgage loans, that the lender will get its money back in the event that the borrower defaults. And it’s no different with an FHA loan.
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