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A mortgage represents a loan to buy a home. Fixed-rate and adjustable-rate mortgages are the two main types of mortgages, but there is a wide variety of mortgage products available. Sources for mortgage loans include mortgage banks, mortgage brokers, banks, thrift and credit unions, home builders, real estate agencies, and Internet lenders.

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American Mortgage Service Co. and Eustis Mortgage to merge.. Allendale County Bank – shut down by FDIC Alliance. Aurora Loan Services – laid off 70 in Florida, 139 in NJ. Evansville Teachers FCU – acquired First Liberty Financial Mortgage. First Direct Lending – stopped accepting applications

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