How Do You Actually Get the Advertised Mortgage Rates? – New Florida Mortgage

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How do you actually get the advertised mortgage rates? Is it. – The rate advertised may be for 60% ltv primary residence single family homes for borrowers with 740+ fico. 3.5 for a 15 year fixed is a good rate. My bigger concern for you is not the rate, but the cost of closing costs in your area and your break even point, could just be as beneficial to pay additional principal each month.

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One thing borrowers can do right now to offset the higher mortgage rates is to pay a point (or two) to buy down their rate. So if you missed out on the record low rates, you might be able to get closer to the high 3% range on a 30-year fixed by paying mortgage points.

As you can see, mortgage marketing compliance often comes down to honesty and common sense. Don’t use language that could be considered misleading. Don’t promise rates and terms the borrower might not qualify for, or that you can’t actually deliver. Don’t misuse the term "fixed" in relation to mortgage products.

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How to Get a Mortgage in Florida | Pocketsense – How to Get a Mortgage in Florida. Your prospects of getting a home mortgage in Florida can be sunny if you prepare yourself ahead of time by conducting your own research. When shopping lenders for the best rates, have a list of questions ready and pay careful attention to the answers they give.

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