HARP was created to help homeowners refinance a mortgage with a balance that was higher than their home's market value, often called an underwater.
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Because government officials have long been hung up on the idea that home ownership is a good thing in.Florida Office of Financial Regulation #harp #mortgage #program The HARP Program. HARP is a federal program that was created to help underwater and near-underwater homeowners refinance their mortgages.
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